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Acceptable Use Policy

⚠️ DRAFT DOCUMENT — PENDING FINAL CORPORATE COUNSEL REVIEW
Last Updated: October 26, 2026 • Version: 1.0-draft
Canonical Reference: https://lifecycle.pcnaid.com/apple-pay/legal/acceptable-use

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1. Purpose & Scope

This Acceptable Use Policy (“AUP”) defines permitted and prohibited uses of the Pcnaid Lifecycle Manager service. Compliance with this AUP is required for all merchants and developers utilizing our platform, APIs, or checkout subdomains.

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2. Compliance with Apple Pay & Stripe Policies

Merchants must strictly comply with all third-party provider terms governing our integration:
  • Apple Pay Guidelines: Compliance with the Apple Pay Platform Web Merchant Guidelines, Apple Pay Identity Guidelines, and Acceptable Use Rules.
  • Stripe Restricted Businesses: Compliance with Stripe’s Restricted Business List, card brand rules (Visa, Mastercard, American Express), and network standards.

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3. Prohibited Activities & Merchandise

You may not use Pcnaid Lifecycle Manager to facilitate, process, or sell:
  • Illegal goods, unlicensed narcotics, prescription drugs without proper licensing, or counterfeit items;
  • Fraudulent schemes, deceptive marketing, unauthorized recurring billing, or pyramid sales;
  • Malicious code, spyware, keyloggers, or tools designed to compromise payment security;
  • Any activity that circumvents Apple Pay biometric verification or mimics Apple Pay user interfaces with deceptive intent;
  • Circumvention of merchant KYC underwriting, synthetic identity creation, or straw purchasing.

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4. Permitted Specialized & High-Risk Verticals

Pcnaid supports legally compliant merchants in specialized verticals (including legal CBD, hemp, supplements, nutraceuticals, firearms accessories, and specialty retail) provided the Merchant has received explicit underwriting approval through Stripe Connect or an authorized acquiring partner and holds all applicable federal, state, and local licenses.

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5. Enforcement & Revocation

Pcnaid continuously monitors domain verification status and transaction fraud signals. Any store found violating this AUP is subject to immediate suspension, certificate revocation, and report to regulatory and network authorities where required.