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Help Center & Legal Policies

This section compiles the official legal agreements, privacy commitments, and compliance policies for Pcnaid Lifecycle Manager for Apple Pay®.
⚠️ DRAFT POLICIES — PENDING FINAL CORPORATE COUNSEL REVIEWAll legal documents in this section reflect current platform architecture and draft operational terms pending final corporate legal review.

Core policies

Terms of Service

SaaS subscription terms, 1% transaction application fee authorization, and merchant operational duties.

Privacy Policy

Zero PAN storage commitment, data minimization standards, and third-party infrastructure providers.

Cookie Policy

Strictly necessary authentication tokens (__session), DDoS prevention (cf_clearance), and zero ad tracking.

Acceptable Use Policy

Permitted commerce, underwriting requirements for specialized verticals, and prohibited activities.

Merchant Agreement

Apple PPI Mass Enablement delegations, domain verification authority, and biometric liability shift.

Refund & Dispute Policy

30-day setup guarantee on subscription fees and consumer chargeback dispute management.

Accessibility Statement

WCAG 2.1 Level AA conformance commitments across dashboard and checkout interfaces.

Security & Responsible Disclosure

PCI DSS Level 1 scope isolation to Stripe, Azure mTLS proxy gateway, and researcher bug submission rules.