> ## Documentation Index
> Fetch the complete documentation index at: https://docs.pcnaid.com/llms.txt
> Use this file to discover all available pages before exploring further.

# Help Center & Legal Policies

> Legal agreements, privacy notices, merchant contracts, and compliance policies for Pcnaid Lifecycle Manager for Apple Pay.

# Help Center & Legal Policies

This section compiles the official legal agreements, privacy commitments, and compliance policies for **Pcnaid Lifecycle Manager for Apple Pay®**.

> [!WARNING]
>
> ⚠️ **DRAFT POLICIES — PENDING FINAL CORPORATE COUNSEL REVIEW**
>
> All legal documents in this section reflect current platform architecture and draft operational terms pending final corporate legal review.

## Core policies

> **[Terms of Service](https://docs.pcnaid.com/nodes/web-apps/lifecycle-manager-apple-pay/merchant/help/terms.md)**
>
> SaaS subscription terms, 1% transaction application fee authorization, and merchant operational duties.

> **[Privacy Policy](https://docs.pcnaid.com/nodes/web-apps/lifecycle-manager-apple-pay/merchant/help/privacy.md)**
>
> Zero PAN storage commitment, data minimization standards, and third-party infrastructure providers.

> **[Cookie Policy](https://docs.pcnaid.com/nodes/web-apps/lifecycle-manager-apple-pay/merchant/help/cookies.md)**
>
> Strictly necessary authentication tokens (`__session`), DDoS prevention (`cf_clearance`), and zero ad tracking.

> **[Acceptable Use Policy](https://docs.pcnaid.com/nodes/web-apps/lifecycle-manager-apple-pay/merchant/help/acceptable-use.md)**
>
> Permitted commerce, underwriting requirements for specialized verticals, and prohibited activities.

> **[Merchant Agreement](https://docs.pcnaid.com/nodes/web-apps/lifecycle-manager-apple-pay/merchant/help/merchant-agreement.md)**
>
> Apple PPI Mass Enablement delegations, domain verification authority, and biometric liability shift.

> **[Refund & Dispute Policy](https://docs.pcnaid.com/nodes/web-apps/lifecycle-manager-apple-pay/merchant/help/refunds.md)**
>
> 30-day setup guarantee on subscription fees and consumer chargeback dispute management.

> **[Accessibility Statement](https://docs.pcnaid.com/nodes/web-apps/lifecycle-manager-apple-pay/merchant/help/accessibility.md)**
>
> WCAG 2.1 Level AA conformance commitments across dashboard and checkout interfaces.

> **[Security & Responsible Disclosure](https://docs.pcnaid.com/nodes/web-apps/lifecycle-manager-apple-pay/merchant/help/security.md)**
>
> PCI DSS Level 1 scope isolation to Stripe, Azure mTLS proxy gateway, and researcher bug submission rules.


This documentation is built and hosted on [Mintlify](https://mintlify.com), a developer documentation platform.